Enhancing Auction Execution: Implementation Strategies For Collection Rights Auction Objects
DOI:
https://doi.org/10.31328/wy.v7i1.4786Keywords:
Auction, Guarantee, Credit, Collection Rights, BankingAbstract
Banking institutions play a crucial role in facilitating access to additional capital for businesses. As creditors, banks provide credit loans, and borrowers must fulfill certain conditions set by the bank to secure the loan. However, the transfer of claim rights through auctions, specifically for billing rights in the form of receivables, presents potential challenges. After the auction, the debtor becomes connected to the auction buyer as the new creditor, which may lead to irregularities in credit payments and potential losses for the bank. This research focuses on addressing the issues surrounding the execution of credit auctions and the subsequent management of non-performing loans. By examining different types of auctions, including execution auctions, district court execution auctions, and voluntary non-execution auctions, we aim to identify potential problems and devise effective strategies for credit recovery. Our findings will provide valuable insights for banks to mitigate risks, restore credit performance, and optimize loan recovery processes.References
Adhrian, R. (2014). Mengantisipasi Kerugian Bagi Calon Peserta Lelang Eksekusi Atas Barang Tidak Bergerak, Jurnal Hukum, IV.
Adityanata, M.R., Bagiastra, I.N. (2020). Upaya Memperoleh Kepastian Hukum Demi Hak dari Pemenang Suatu Lelang, Jurnal Kertha Semaya, 9(5).
Adriani, M. (n.d). Tjhong Sendrawan dan Widodo Suryandono.
Amnan, S. (2022). Tanggung Jawab Bank Atas Hasil Lelang Eksekusi Hak Tanggungan Yang Dibatalkan Pengadilan (Studi Putusan Nomor 24/Pdt. Bth/2017/PN Stb). Nommensen Journal of Legal Opinion, 125-138.
Disemadi, H. S. (2022). Lenses of Legal Research: A Descriptive Essay on Legal Research Methodologies. Journal of Judicial Review, 24(2), 289-304.
Direktorat Jenderal Kekayaan Negara Kementerian Keuangan Indonesia. (2018). Lelang Hak
Tagih? Mengapa Tidak, https://www.djkn.kemenkeu.go.id/artikel/baca/12717/Lelang-Hak-Tagih-Mengapaidak.html, diunduh pada tanggal 22 Desember 2022.
Fadhli, M. (2018). Tinjauan Hukum Islam Terhadap Eksekusi Lelang Jaminan Pada Institusi Perbankan Syariah Di Aceh. At-Tasyri': Jurnal Ilmiah Prodi Muamalah, 39-50.
Gautama, S. (2004). Hukum Perdata Internasonal Indonesia, Bandung: PT. Alumni.
Gazali, D.J., & Usman, R. (2010). Hukum Perbankan, Jakarta: Sinar Grafika.
Hasbullah, F.H. (2005). Hukum Kebendaan Perdata, Hak-Hak Yang Memberi Kenikmatan.
Hermansyah. (2014). Hukum Perbankan Nasional Indonesia, Jakarta: Prenada Media Group.
Isnaeni, M. (2018). Pengantar Hukum Jaminan Kebendaan, Surabaya: Revka Putra Media.
Jayanti, O., & Darmawan, A. (2018). Pelaksanaan Lelang Tanah Jaminan yang Terikat Hak Tanggungan. Kanun Jurnal Ilmu Hukum, 20(3), 457-472.
Laily, N., Seroja, T. D., Fitri, W., & Fimos, Z. A. (2020). Analisis Perlindungan Hukum Terhadap Peserta Lelang dalam Pelaksanaan Eksekusi Hak Tanggungan oleh Pihak Bank. Reformasi Hukum, 24(2), 209-228.
Lestari, C. R. (2017). Penyelesaian Kredit Macet Bank Melalui Parate Eksekusi. Kanun Jurnal Ilmu Hukum, 19(1), 81-96.
Marziah, A., Rahayu, S. W., & Jauhari, I. (2019). Pembuktian Risalah Lelang Bagi Pemenang Eksekusi Hak Tanggungan. Jurnal IUS Kajian Hukum dan Keadilan, 7(2), 225-236.
Marzuki, P.M. (2016). Penelitian Hukum, Jakarta: Kencana.
Natsya, I. D. G. A. D., & Ora, D. G. R. (2021). Kedudukan Lembaga Perbankan Sebagai Pembeli Lelang Eksekusi Hak Tanggungan Atas Jaminanya. Acta Comitas, 6(02).
Shaan, M.P. (2010). Hukum Pajak Formal, Yokyakarta: Graha Ilmu.
Siahnturi, P.T. (2008). Perlindungan Hukum Terhadap Pembeli Barang Jaminan Tidak Bergerak Melalui Lelang, Bandung: CV. Mandar Maju.
Sianturi, P.T. (2008). Perlindungan Hukum Terhadap Pembeli Barang Jaminan Tidak Bergerak Melalui Lelang, Bandung: CV Mandar Maju.
Sirait, G. N., Murwadji, T., & Suwandono, A. (2021). Kedudukan Pihak Ketiga Pemberi Hak Tanggungan Dalam Perpanjangan Perjanjian Kredit Dalam Hal Terjadinya Eksekusi Lelang Hak Tanggungan. Jurnal Sains Sosio Humaniora, 5(2), 1324-1333.
Subekti. (1998). Hukum Perjanjian, Jakarta, Internasa.
Subekti. (2005). Pokok-Pokok Hukum Perdata, Jakarta: Intermasa.
Tshalbiah. (2004). Matteri Pokok Pengetahuan Lelang, Jakarta: Pusat Pendidikan dan Pelatihan Perpajakan, Sinar Grafika.
Usanti, T.P., & Nurwahjuni. (2014). Model Penyelesaian Kredi Bermasalah, Surabaya: Revka Petra.
Usman, R. (20118). Hukum Jaminan Keperdataan, Jakarta, Sinar Grafika.
Walidani, L., & Adjie, H. (2018). Perlindungan Hukum Kreditur Terhadap Pelaksanaan Eksekusi Hak Tanggungan (Analisis Putusan Mahkamah Agung Republik Indonesia Nomor 2859K/PDT/2011). Humani (Hukum dan Masyarakat Madani), 8(2), 117-130.
Downloads
Published
How to Cite
Issue
Section
License
AttributionYou must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
ShareAlike If you remix, transform, or build upon the material, you must distribute your contributions under the same license as the original.
Widya Yuridika: Jurnal Hukum allows readers to read, download, copy, distribute, print, search, or link to its articles' full texts and allows readers to use them for any other lawful purpose. The journal allows the author(s) to hold the copyright without restrictions. Finally, the journal allows the author(s) to retain publishing rights without restrictions
- Authors are allowed to archive their submitted article in an open access repository
- Authors are allowed to archive the final published article in an open access repository with an acknowledgment of its initial publication in this journal
========================================
Editor-in-Chief
Widya Yuridika: Journal of Law.
Faculty of Law, Universitas Widya Gama, Malang, Indonesia.
